PayPal is our payment processing partner: all orders placed since we opened in November 2014 have been processed through PayPal.
When you vault a credit card on the site, the information is encrypted, or “tokenized” and resides with PayPal. No credit card information is being stored on CM’s site. The encryption means any future transaction is a request to charge "$X" to the encrypted card. This service removes the risks of data transfer (entering credit card data which can be intercepted), allows you to make purchases quickly and easily, and allows for seamless Advisor annual auto renewal.
Please know that Creative Memories would NEVER charge you for anything without your consent, and this PCI-compliant process is safer than keying in your full card number every time you order online.
CM Advisors: If you don’t want to use the vault to store your encrypted information, you may add it when it is time for your Renewal to process and then remove it again once your Renewal has processed.The dates that you will need to manually keep track of can be found in your Advisor Back Office, under the Settings link (i.e., if your renewal is April 8, you can add your card on April 8, and as soon as you have your confirmation e-mail that it has gone through, you can remove it on April 9).